[A-01] Vehicle · cold road · fig.01
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Policies Auto · Health · Life
Coverage inspection 01 / Auto
13-point map
Three policy levels.
One coverage map.
Every level uses the same 13 coverage points, so the differences stay visible.
Note · scope
Availability, requirements, terms and coverage options can vary by policy and state. This map shows which coverage points each level includes. It does not show limits, deductibles or prices.
Fig.01 · Auto coverage map · selected level
Shared foundation. Rows 01 to 07 included.
07
10
13
Third-party injury liability included
Bodily Injury Liability · Pays for other people's injuries when you cause an accident.
Included at this level
Third-party property damage included
Property Damage Liability · Pays for damage you cause to another person's car or property.
Included at this level
Protection if the other driver has no insurance
Uninsured Motorist Coverage · Applies when an at-fault driver has no insurance.
Included at this level
Protection if the other driver's insurance falls short
Underinsured Motorist Coverage · Applies when an at-fault driver's insurance is not enough.
Included at this level
Basic accident medical costs for you and passengers
Medical Payments Coverage · Helps with medical bills after an accident, whoever is at fault.
Included at this level
Collision damage to your own car
Collision Coverage · Repairs to your vehicle after hitting another car or an object.
Included at this level
Theft, fire and weather damage to your car
Comprehensive Coverage · Damage to your vehicle from events other than a collision.
Included at this level
Rental car while yours is being repaired
Rental Reimbursement · Rental costs while your car is in the shop after a covered claim.
Not included at this level
Roadside assistance: flat tire, battery, lockout
Roadside Assistance · Help when a common roadside problem stops you.
Not included at this level
Towing when your car can't be driven
Towing and Labor Coverage · Towing plus on-site labor when your vehicle is disabled.
Not included at this level
Glass and window damage protection
Glass Coverage · Repair or replacement of a cracked windshield or damaged windows.
Not included at this level
Rate protection after a qualifying at-fault accident
Accident Forgiveness · Limits how an eligible accident affects your rate, under policy terms.
Not included at this level
New car replacement if a newer car is totaled
New Car Replacement · A new vehicle instead of a payout for the old one, under policy terms.
Not included at this level
Same 13 rows · same order · every level. A higher level never loses a row included below it.
13 lines tell you more than one label.
CORE, EXTENDED and COMPLETE give you a quick hierarchy. The useful information sits in the rows: which coverage points each level actually includes. Read the comparison with three questions.
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Q.01
SharedWhich coverage points appear at every level?
These form the shared foundation of this specific comparison: rows 01 to 07.
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Q.02
AddedWhich additions first appear in EXTENDED?
This identifies exactly what changes when you move beyond CORE: rows 08 to 10.
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Q.03
Full setWhich features are reserved for COMPLETE?
This shows what the broadest displayed level adds: rows 11 to 13.
Reading the count
A larger inclusion count means more of the listed coverage features are included in this comparison. It does not mean every possible loss, situation or expense is covered. Terms, limits and conditions still apply.
Start with the rows. Use the policy name to remember the level.
Looking at Health or Life insurance? Start with the details.
Etinzo Tech also offers Health and Life insurance. These options are discussed directly, so the conversation can start from the details that apply to you.
[H-01] Care setting
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Health insurance
Health insurance involves several plan details that work together, including premiums, deductibles, provider networks and out-of-pocket costs. If you are interested in Health coverage, connect with Etinzo Tech to discuss the options available to you.
Connect about Health →
[L-01] Financial review
A life insurance discussion can involve the coverage amount, the policy duration and the financial responsibilities it should account for. If you are interested in Life coverage, connect with Etinzo Tech about the options available.
Connect about Life →Take the comparison with you.
When you contact Etinzo Tech, refer to the policy level or the specific coverage points you want to discuss. The row numbers stay the same at every level, so they make a precise reference.
Conversation starters · say it like this
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P.01
“I want to understand a coverage point in CORE.”
Ref · rows 01 to 07 -
P.02
“I want to compare what EXTENDED adds.”
Ref · rows 08 to 10 -
P.03
“I want to discuss the full 13-point COMPLETE policy.”
Ref · rows 01 to 13
Emblem · red node = next step
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Reminder
Health or Life? Use Connect to discuss those insurance options with Etinzo Tech.
Bring the level name or row numbers.
Auto, Health and Life insurance, organized so each detail is easy to read and compare.
Etinzo
Tech
Etinzo Tech is a brand operated by Nine Sigma Network LLC.